学英文、学理财总是让人却步,今天的生活英文替大家整理入门的财务用英文,用最快速的方式为你建立基础!
图片|作者提供
◎ make (both) ends meet 收支平衡
这是最理想的财务状况,我们可以这样用:
He got a second job in order to make both ends meet.(他找了第二份工作好让收支平衡。)
Larry often spends more than he earns. He has trouble making ends meet.(Larry 经常开销大于所得。他有入不敷出的问题。)
◎ break even (做生意或是商业)收支打平
We have to make 20,000 dollars in sales this month to break even.(我们这个月的销售业绩要达到两万美元才能打平收支。)
◎ have money to burn 钱多到花不完
我们可以用这个片语来表示“有钱就是任性”,想必是很多人的梦想吧!例如:
My boss lives a luxurious life. She seems to have money to burn.(我老板过着奢靡的生活。她似乎钱多到花不完。)
◎ balance 结余
My balance in the bank is 10,000 dollars.(我在银行的余额是一万美元。)
◎ living paycheck-to-paycheck 月光族
paycheck 是薪水的支票,当你每个月都要苦苦等待薪水支票下来,就表示都没有存到钱啦。这种说法就是形容那些每个月都耗尽存款、没有结余的人们,例如:
Most of the workers are living paycheck-to-paycheck due to the ongoing recession.(大部分的员工因为持续的不景气过着月光族的生活。)
注意喔,有些人误以为“月光族”与 moonlight 有关,但其实没有关系!
当有人问“Are you moonlighting?” 不是指每个月花光所有的钱,而是在问:“你有兼差吗?”
◎ cash advance 预支
若想用信用卡预借现金,可以到银行柜台询问:
Can I get a cash advance on my credit card?(我可以用我的信用卡取得预支吗?)
◎ installment plan 分期付款
买东西时若想分期付款,可以询问店家:
Do you have / offer an installment plan?(你们有提供分期付款吗?)
Is there an installment plan suitable for me?(有我适用的分期付款方案吗?)
选用分期付款的付费方式可以说:
I bought this car on an installment plan.(我用分期付款买了这辆车。)
I paid for the car in 12 installments.(我分十二期付款买了这辆车。)
“头期款”则是 down payment,例如:
The down payment for this car was 5,000 dollars.(这辆车的头期款是五千美元。)
积少成多,做好财务规划并谨慎理财才是长久之计喔!